According to the latest ING TV ad, my number (the amount of money I should have saved by the time I retire) is $1,271,046. Man, did I drop the ball somewhere.

Knocked me back a little bit, realizing that you have to be a millionaire to retire these days. I suspected as much, but it is another thing to see it in print (or on a TV ad, as the case may be).

Starting to work at age 20 and working until 65, the ING (a Connecticut investment firm) figure would require the saving of some $28,000 a year to keep untouched until retirement. Speaking only for myself – I didn’t earn near that amount through my twenties. Granted that was back during caveman days…but still.

On the monthly plan, you twenty-somethings need to start putting back $2358.00 a month for your retirement years. People like me who have frittered away our millions can start now and stash away $18,000 a month for the golden years, to be sufficiently covered.

I may need to pick up a shift or two at Taco Bueno. Would you like to Bueno-size that?

Spend a little of your retirement money to help me reach mine!

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